Minggu, 23 Oktober 2011

PROFILE AGEN PRUDENTIAL

PRU SYARIAH

PRU syariah dana pensiun dan dana PENDIDIKAN


Program ini mempunyai Manfaat Ganda dalam 1 (Satu) Rekening Khusus dibandingkan Rekening Tabungan, yaitu ;

Proteksi Kesehatan/Santunan
1. Manfaat / santunan kematian untuk ahli waris.
2. Manfaat / santunan Cacat Total Tetap.
3. Uang Pertanggungan mengalami Sakit Kritis (34 penyakit).
4. Manfaat tambahan biaya Rumah Sakit.
5. Manfaat tambahan akibat Kecelakaan.
6. Manfaat tambahan lainnya.




Investasi/Dana Tunai
1. Untuk biaya PENDIDIKAN ANAK.
2. Untuk kesejahteraan finansial di MASA PENSIUN.
3. Untuk Naik Haji.
4. Untuk Jalan-Jalan / Traveling.
5. Untuk berbagai kebutuhan.
*) Pengambilan dana tunai fleksibel sesuai dengan kebutuhan Anda

Jika Anda belum memiliki produk ini tetapi sudah memiliki produk lain atau tidak memiliki, saya sarankan Anda tetap menambahkan produk ini sebagai kebutuhaan Anda.

Singkatnya, perlidungan keuangan dari Prudential Life Assurance -PRUsyariah sangat fleksibel dan dirancang khusus untuk memenuhi semua kebutuhan Anda dan Keluarga,
baik dimasa sekarang maupun yang akan datang.





PRUsyariah Program Dana Pensiun Berbasis Syariah

Hanya dengan menabung Rp.33.000/hari atau Rp.1000.000/bulan selama 10 tahun menabung
Banyak manfaat yang bisa anda dapatkan diantaranya :
gambar di di atas adalah tabel manfaat yang bisa anda dapatkan disamping uang anda tidak berkurang
tabel disamping sesuai dengan besarnya PREMI(jumlah setoran tabungan) yang anda tabungkan setiap bulan nya


MANFAAT lain nya :

Dana pada usia 60 tahun                                     : +/-Rp.1.338.693.000

Memenuhi kriteria 1 dari 34 kondisi kritis             : Rp.200.000.000
setelah 90 hari(3bulan)                                        Stop nabung dan akan dilanjutkan poleh prudential
(jantung,stroke,kangker,gagal ginjal,dll)                Dan tabungan akan di tambahkan 12 juta sampai usia 
                                                                        anda 65 tahun

Rawat inap Rumah Sakit                                    : RP350.000/hari
ICU                                                                 : Rp.700.000/hari
Kunjungan dokter umum                                    : Rp.125.000/hari
Kunjungan dokter spesialis                                  : Rp.175.000/hari
Pembedahan                                                     : Rp.105.650.000/tahun
Obat-obatan                                                      : Rp.6.850.000/tahun
Biaya lain-lain                                                    : Rp.2.550.000/tahun
Perawatan kangker                                            : Rp.37.800.000/tahun
Cuci darah                                                        : Rp.10.500.000/tahun
Rawat jalan karena kecelakaan                             : Rp.3.500.000/tahun

Meninggal dunia                                               : Rp.350.000.000
Meninggal dunia karena kecelakaan                  : Rp.700.000.000

Cacat total tetap                                               : Rp.70.000.000 (tahun pertama
                                                                        : Rp.280.000.000 (tahun ke 2)

Surplus sharing (bagi hasil)                                : jika tidak ada klaim dalam 1 tahun


           PERENCANAAN DANA PENSIUNAN SEJAK DINI SANGAT PENTING
                             BAGI ANDA DAN KELUARGA TERCINTA

    Keterangan ilustrasi diatas
Contoh nasabah,Pria usia 30 tahun,tidak merokok,cara setor premi bisa perbualan,3 bulanan,6 bulanan,atau tahunan.besar premi di sesuaikan keinginan nasabah,
kondisi kritis diantaranya : serangan jantung,kangker,stroke,gagal ginjal,koma,luka bakar,tumor jinak otak,lupus,parkinson,dll.
Asumsi hasil PAA syariah 15%

BERBAGI BERKAH DENGAN MEWUJUDKAN IMPIAN ANDA


 RRUsyariah Program Dnan Pendidikan Berbasis Syariah 

Hanya denagn menabung Rp.16.000/hari atau Rp.500.000/bulan selama 10 tahun menabung

   Alternatif Investasi       Tabungan pendidikan di bank                PAA syariah

Dana pada usia 18 tahun                      +/-Rp.124.408.577                                     +/-Rp.170.172.000


Fasilitas Rawat inap/ICU                   tidak tersedia                                            Rawat inap    : Rp.520.000/hari
untuk anak                                                                                                                ICU                : Rp.1.040.000/hari
                                                                                                                                 Pembedahan : Rp.150.000.000/thn
 Jika ayah/ibu terkena 1 dari
33 kondisi kritis                                 tidak tersedia                                            Stop nabung & tabungan akan
                                                                                                                                     ditruskan oleh PRUDENTIAL
                                                                                                                                  dan tabunagn akan di tambahkan
                                                                                                                                      sampai usia anak 25 tahun.


Jika ayah/ibu terkena                       tidak tersedia                                              Stop nabung & tabungan akan
Cacat tetap Total                                                                                                        dan tabunagn akan di tambahkan
                                                                                                                                      sampai usia anak 25 tahun.

Jika ayah/ibu meninggal dunia         tidak tersedia                                             Stop nabung & tabungan akan

                                                                                                                                       diteruskan oleh PRUDENTIAL
                                                                                                                                    dan tabunagn akan di tambahkan
                                                                                                                                       sampai usia anak 25 tahun.


Surplus sahring                                  Tidak tersedia                                             Jika tidak ada klaim dlam 1 tahun

Jangka waktu menabung                      Panjang                                                      Minimal 2 tahun



PERENCANAAN PENDIDIKAN SEJAK DINI SANGAT PENTING UNTUK KEPASTIAN MASA DEPAN BUAH HATI ANDA !

PRU SYARIAH

PRU syariah dana pensiun dan dana PENDIDIKAN


Program ini mempunyai Manfaat Ganda dalam 1 (Satu) Rekening Khusus dibandingkan Rekening Tabungan, yaitu ;

Proteksi Kesehatan/Santunan
1. Manfaat / santunan kematian untuk ahli waris.
2. Manfaat / santunan Cacat Total Tetap.
3. Uang Pertanggungan mengalami Sakit Kritis (34 penyakit).
4. Manfaat tambahan biaya Rumah Sakit.
5. Manfaat tambahan akibat Kecelakaan.
6. Manfaat tambahan lainnya.




Investasi/Dana Tunai
1. Untuk biaya PENDIDIKAN ANAK.
2. Untuk kesejahteraan finansial di MASA PENSIUN.
3. Untuk Naik Haji.
4. Untuk Jalan-Jalan / Traveling.
5. Untuk berbagai kebutuhan.
*) Pengambilan dana tunai fleksibel sesuai dengan kebutuhan Anda

Jika Anda belum memiliki produk ini tetapi sudah memiliki produk lain atau tidak memiliki, saya sarankan Anda tetap menambahkan produk ini sebagai kebutuhaan Anda.

Singkatnya, perlidungan keuangan dari Prudential Life Assurance -PRUsyariah sangat fleksibel dan dirancang khusus untuk memenuhi semua kebutuhan Anda dan Keluarga,
baik dimasa sekarang maupun yang akan datang.





PRUsyariah Program Dana Pensiun Berbasis Syariah

Hanya dengan menabung Rp.33.000/hari atau Rp.1000.000/bulan selama 10 tahun menabung
Banyak manfaat yang bisa anda dapatkan diantaranya :
gambar di di atas adalah tabel manfaat yang bisa anda dapatkan disamping uang anda tidak berkurang
tabel disamping sesuai dengan besarnya PREMI(jumlah setoran tabungan) yang anda tabungkan setiap bulan nya


MANFAAT lain nya :

Dana pada usia 60 tahun                                     : +/-Rp.1.338.693.000

Memenuhi kriteria 1 dari 34 kondisi kritis             : Rp.200.000.000
setelah 90 hari(3bulan)                                        Stop nabung dan akan dilanjutkan poleh prudential
(jantung,stroke,kangker,gagal ginjal,dll)                Dan tabungan akan di tambahkan 12 juta sampai usia 
                                                                        anda 65 tahun

Rawat inap Rumah Sakit                                    : RP350.000/hari
ICU                                                                 : Rp.700.000/hari
Kunjungan dokter umum                                    : Rp.125.000/hari
Kunjungan dokter spesialis                                  : Rp.175.000/hari
Pembedahan                                                     : Rp.105.650.000/tahun
Obat-obatan                                                      : Rp.6.850.000/tahun
Biaya lain-lain                                                    : Rp.2.550.000/tahun
Perawatan kangker                                            : Rp.37.800.000/tahun
Cuci darah                                                        : Rp.10.500.000/tahun
Rawat jalan karena kecelakaan                             : Rp.3.500.000/tahun

Meninggal dunia                                               : Rp.350.000.000
Meninggal dunia karena kecelakaan                  : Rp.700.000.000

Cacat total tetap                                               : Rp.70.000.000 (tahun pertama
                                                                        : Rp.280.000.000 (tahun ke 2)

Surplus sharing (bagi hasil)                                : jika tidak ada klaim dalam 1 tahun


           PERENCANAAN DANA PENSIUNAN SEJAK DINI SANGAT PENTING
                             BAGI ANDA DAN KELUARGA TERCINTA

    Keterangan ilustrasi diatas
Contoh nasabah,Pria usia 30 tahun,tidak merokok,cara setor premi bisa perbualan,3 bulanan,6 bulanan,atau tahunan.besar premi di sesuaikan keinginan nasabah,
kondisi kritis diantaranya : serangan jantung,kangker,stroke,gagal ginjal,koma,luka bakar,tumor jinak otak,lupus,parkinson,dll.
Asumsi hasil PAA syariah 15%

BERBAGI BERKAH DENGAN MEWUJUDKAN IMPIAN ANDA


 RRUsyariah Program Dnan Pendidikan Berbasis Syariah 

Hanya denagn menabung Rp.16.000/hari atau Rp.500.000/bulan selama 10 tahun menabung

   Alternatif Investasi       Tabungan pendidikan di bank                PAA syariah

Dana pada usia 18 tahun                      +/-Rp.124.408.577                                     +/-Rp.170.172.000


Fasilitas Rawat inap/ICU                   tidak tersedia                                            Rawat inap    : Rp.520.000/hari
untuk anak                                                                                                                ICU                : Rp.1.040.000/hari
                                                                                                                                 Pembedahan : Rp.150.000.000/thn
 Jika ayah/ibu terkena 1 dari
33 kondisi kritis                                 tidak tersedia                                            Stop nabung & tabungan akan
                                                                                                                                     ditruskan oleh PRUDENTIAL
                                                                                                                                  dan tabunagn akan di tambahkan
                                                                                                                                      sampai usia anak 25 tahun.


Jika ayah/ibu terkena                       tidak tersedia                                              Stop nabung & tabungan akan
Cacat tetap Total                                                                                                        dan tabunagn akan di tambahkan
                                                                                                                                      sampai usia anak 25 tahun.

Jika ayah/ibu meninggal dunia         tidak tersedia                                             Stop nabung & tabungan akan

                                                                                                                                       diteruskan oleh PRUDENTIAL
                                                                                                                                    dan tabunagn akan di tambahkan
                                                                                                                                       sampai usia anak 25 tahun.


Surplus sahring                                  Tidak tersedia                                             Jika tidak ada klaim dlam 1 tahun

Jangka waktu menabung                      Panjang                                                      Minimal 2 tahun



PERENCANAAN PENDIDIKAN SEJAK DINI SANGAT PENTING UNTUK KEPASTIAN MASA DEPAN BUAH HATI ANDA !

PENGHARGAAN

PENGHARGAAN DARI TAHUN 2005-2011

2005 



Best Life Insurance Company with assets above Rp 1 trillion "Asuransi Terbaik 2005" Investor Magazine
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InfoBank Magazine gave an "Excellent" rating for life insurance companies with gross premium of Rp 500 billion and above
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Prudential Indonesia was nominated in the "Indonesian Best Brands Award" (IBBA) survey done by the magazine with MARS, a research institution, in the life insurance category SWA Sembada Magazine
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Prudential Indonesia was nominated in the "Indonesian Customer Satisfaction Award" (ICSA) survey done by the magazine with Frontier, a research institution, in the life insurance subcategory SWA Sembada Magazine

2006
Best Life Insurance Company with assets above Rp 1 trillion Asuransi Terbaik 2006 Investor Magazine
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Best life insurance in the above Rp 250 billion category Proteksi Magazine
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Highest-ranked joint venture life insurance company in the "Indonesian Best Brand Awards" survey by SWA Sembada Magazine
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Nominated in the life insurance category in the "Indonesian Customer Satisfaction Award" survey done by SWA Sembada Magazine
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2007

An "Excellent" grade and highest-ranked in the life insurance companies with gross premiums of above Rp 1 trillion category from InfoBank Magazine
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"Top Executive of Insurance Company" 2007 for Kevin Holmgren from Investor Magazine.
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"The Best in Achieving Total Customer Satisfaction" from SWA Sembada magazine
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Lifetime Achievement Award for Best Life Insurance Company consecutively in 2003-2007 Investor Magazine
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Best Life Insurance company 2007 in the category of assets above Rp 5 trillion Investor Magazine
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Best Life Insurance Company 2007 Bisnis Indonesia
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No. 1 in the life insurance category with a grade of "excellent" in the Call Center Award by Marketing Magazine with Carre-CCSL
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MURI recognition for company to have held an incentive trip with the most participants (1,100 people) at one time.

2008

An "Excellent" grade and highest-ranked in the life insurance companies with gross premiums of above Rp 1 trillion category from InfoBank Magazine
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The Best Insurance Company 2008? in the category of Life Insurance with asset above Rp7,5 trillion , 8th Annual Investor The Best Insurance Companies Award 2008 by Investor Magazine
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"Company with the Best Corporate Image" in the Life Insurance Category, Indonesia?s Most Admired Company (IMAC) Awards 2008 by BusinessWeek Magazine and Frontier Consulting Group
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"Best Service Quality" in the category of Life Insurance Category, Service Quality Award 2008, Marketing Magazine
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The Biggest and the Most Active Islamic Life Insurance? in Islamic Financial Award and Cup 2008 by Karim Consulting


2009 
Marketing Award 2009 for "The Best Marketing Driving Company" from Marketing Magazine.
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Star Performer Award 2009 for its achievement as "Best Life Insurance Company" for 7-consecutive years, from Investor Magazine.
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Indonesian Customer Satisfaction Award (ICSA) 2009 for the category of life insurance from SWA magazine in cooperation with Frontier Consulting Group research company.
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Mother & Baby magazine reader’s favorite choice in the Reader’s Choice Award 2009 survey for the category of insurance.
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Best Application of Industry Standards for IVR, in The Global Service Index Awards from service research consultant, OmniTouch International.
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Best Brand Award 2009 in the "Indonesian Best Brand Award 2009" survey from SWA magazine in cooperation with MARS Indonesia research company for the category of life insurance.
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"1st Rank The Most Expansive Insurance" in the Islamic Finance Award & Cup 2009, held by Karim Consulting.
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"1st Rank The Most Prudent Risk Management" in the Islamic Finance Award & Cup 2009, held by Karim Consulting.
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"Indonesia Most Admired Companies 2009" award for the third times in a row in the life insurance category from BusinessWeek magazine in cooperation with Frontier Consulting Group research company.
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"Best Life Insurance 2009" for the category of life insurance company with assets above Rp 7.5 trilion from Investor Magazine. At the same time receiving the first "Golden Award" for being the best life insurance companies 7 (seven) times in a row since 2002.
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IDEA magazine and RUMAH tabloid reader’s favorite choice product for Insurance category.
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"Service Quality Award 2009" from Marketing magazine in cooperation with service research consultant, Carre-CCSL, in the category of Life Insurance Services.

2010
"Indonesia Most Favorable Brands in Social Media" 2010 for insurance category from SWA magazine, SITTI, and OMG.
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Digital Marketing Award 2010 for corporate website in the category of life insurance company from Digital Marketing magazine in cooperation with Survey One of Marketing Group research company.
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Indonesia’s Most Favorite Netizen Brand 2010 for the category of life insurance from Marketeers in cooperation with Mark Plus Insight research company.
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Indonesian Customer Satisfaction Award (ICSA) 2010 for the category of life insurance from SWA magazine in cooperation with Frontier Consulting Group research company.
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"The Best Syariah Life Insurance 2010" for the category of life insurance companies with assets above Rp 100 billion in the “Investor Best Syariah 2010” from Investor Magazine.
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"Rank 1 - The Most Profitable Investment" in the “Islamic Finance Award 2010”, held by Karim Consulting.
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"Rank 1 - The Most Expansive Insurance" in the “Islamic Finance Award 2010”, held by Karim Consulting.
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"Rank 1 - The Best Islamic Life Insurance" in the “Islamic Finance Award 2010”, held by Karim Consulting.
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Top position in the category of "Good Life Insurance" in the sub categories of capital over 250 billion in “Insurance Awards 2010” held by Media Insurance Magazine.
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“Star Performer Award 2010” for achievement as "Best Life Insurance Company" for 8-consecutive years, from Investor Magazine.
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"The Best Life Insurance 2010" for the category of life insurance companies with assets above Rp 10 trillion in the “Investor Awards 2010” from Investor Magazine.
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“Indonesia's Most Admired Companies Award” for the fourth time in the life insurance category from Bloomberg BusinessWeek magazine in cooperation with research institute, Frontier Consulting Group.
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Editor's Choice for the life insurance category, sub category of product brands for PRUlink in "Markeeters Award: The Greatest Brand of the Decade 2010” from MarkPlus Inc. marketing consultant in cooperation with "Marketeers" communities.
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“Top Brand Award 2010” for life insurance category from Marketing Magazine in cooperation with research institute, Frontier Consulting Group.
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"Diamond" award for the category of Health Insurance Services in “Service Quality Award 2010” from Marketing Magazine in cooperation with Carre-CCSL, a service research consultant.
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"Gold" award for the category of Life Insurance Services for the third time in “Service Quality Award 2010” from Marketing Magazine in cooperation with Carre-CCSL, a service research consultant.

2011
Mother & Baby magazine reader's choice as "1st Favorite" in the Reader’s Choice Award 2011 for the category of children education insurance.
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Indonesian Customer Satisfaction Award (ICSA) 2011 for the category of life insurance from SWA magazine in cooperation with Frontier Consulting Group research company.
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Digital Marketing Award 2011 for corporate website in the category of life insurance company from Digital Marketing magazine in cooperation with Survey One of Marketing Group research company.
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Financial Insights Innovation Award (FIIA) 2011 for insurance industry in the category of "Innovation in Business Process Management" held by IDC Financial Insights, a business and research consultant.
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An "Excellent" grade in the life insurance companies with gross premiums of above Rp 1 trillion category from InfoBank Magazine
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"Indonesia's Most Favorite Women Brand 2011" for successfully being the number one in the "Indonesia's Women Brand Champion 2011" for life insurance category held by Marketeers Community and MarkPlus Insight.
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"Indonesia's Women Brand Champion 2011" for life insurance category in the "Indonesia Brand Champion 2011, Marketeers Award" held by Marketeers Community and MarkPlus Insight.
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Asia’s Best Brand Award from CMO Council & World Brand Congress
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Asia's Best Employer Brand from Employer Branding Awards & World HRD Congress
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Best Brand Award 2011 in the "Indonesia Best Brand Award 2011" survey from SWA magazine in cooperation with MARS Indonesia research company for the category of Unit Link.
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Best Brand Award 2011 in the "Indonesia Best Brand Award 2011" survey from SWA magazine in cooperation with MARS Indonesia research company for the category of life insurance.
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“The Best Customer Choice of Islamic Life Insurance” for Insurance category in “Indonesia Brand Champion 2011, Marketeers Award” from Marketeers Community and MarkPlus, Inc.
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“The Best Customer Choice of Unit Link Insurance” for Insurance category in “Indonesia Brand Champion 2011, Marketeers Award” from Marketeers Community and MarkPlus, Inc.
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“The Best Customer Choice of Health Insurance” for Insurance category in “Indonesia Brand Champion 2011, Marketeers Award” from Marketeers Community and MarkPlus, Inc.
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“The Most Popular Brand of Unit Link Insurance” for Insurance category in “Indonesia Brand Champion 2011, Marketeers Award”from from Marketeers Community and MarkPlus, Inc.
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“The Most Popular Brand of Health Insurance” for Insurance category in “Indonesia Brand Champion 2011, Marketeers Award” from Marketeers Community and MarkPlus, Inc
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"Star Performer Award 2011" for achievement as "Best Life Insurance Company" for 9-consecutive years, from Investor Magazine.
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"The Best Life Insurance 2011" for the category of life insurance companies with assets above Rp 10 trillion in the “Investor Awards 2011” from Investor Magazine.
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The top 3 companies to receive the “Best Life Insurance 2011” award from Media Asuransi Magazine, in the above Rp750 billion capital subcategory.
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“Indonesia's Most Admired Companies Award” for the fifth time in the "Big Life Insurance Company" category from BusinessWeek magazine.
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"Diamond" award for the category of "Life Insurance Services" in “Service Quality Award 2011” from Service Excellence magazine in cooperation with service quality consultant, Carre-CCSL.
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"Diamond" award for the category of "Health Insurance Services" in “Service Quality Award 2011” from Service Excellence magazine in cooperation with service quality consultant, Carre-CCSL.
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"Indonesia Most Favorite Youth Brand 2011" for insurance category from Marketeers Community and MarkPlus, Inc.
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“Top Brand Award 2011” for life insurance category from Marketing Magazine in cooperation with research institute, Frontier Consulting Group.